🔗 myscheme.gov.in
Check your eligibility for government schemes and benefits.
1🪪 Ration Card
Benefits5 kg subsidised food grains/month; proof of residence; unlocks nearly all govt schemes
DocumentsAadhaar; residence proof; family details
WhereCommon Service Center / District office
Time2-8 weeks
2🏦 PMJDY (Jan Dhan Account)
BenefitsZero-balance account; RuPay debit card; 2 lakh accident insurance; 10,000 overdraft; DBT access for all subsidies
DocumentsAadhaar; any ID / address proof
WhereNearest bank branch or Common Service Center
TimeSame day - 1 week
3🏥 PMJAY (Ayushman Bharat)
Benefits5 lakh health insurance per family per year; cashless treatment at 25,000+ empanelled hospitals
DocumentsRation card / SECC data; Aadhaar; family details
WhereCommon Service Center / empanelled hospital / pmjay.gov.in
TimeCard same day at Common Service Center; eligibility check instant online
4🛡️ PMSBY (Accident Insurance)
Benefits2 lakh on accidental death or permanent disability; 1 lakh partial disability; premium only 20 rupees per year
DocumentsBank account; Aadhaar; consent form
WhereYour bank branch
TimeImmediate via auto-debit consent
5🍳 PMUY (Free LPG Connection)
BenefitsFree LPG connection with first cylinder; ongoing subsidy on refills via DBT
DocumentsAadhaar; address proof; bank account
WhereLPG distributor / Common Service Center
Time1-3 weeks
6🏠 PMAY (Housing)
BenefitsSubsidy for house construction or purchase; interest subsidy on home loan
DocumentsAadhaar; ration card; address proof
WherePMAY portal / local authority / Common Service Center
Time6-18 months, varies by state
7💰 PMMY (Mudra Loan)
BenefitsBusiness loans up to 10 lakh; no collateral for small loans; Shishu, Kishore, Tarun tiers
DocumentsID; address; bank account; simple business plan
WhereBank branch / mudra.org.in
Time1-4 weeks
8👴 PM-SYM or APY (Pension)
BenefitsGuaranteed pension 1000 to 3000 rupees per month after age 60; govt co-contributes 50 percent
DocumentsAadhaar; bank account; age proof
WhereBank branch / Common Service Center
TimeEnrollment same day; pension starts at age 60